Uninsured Motorist Protection (UM) covers the insured company’s motorists and passengers in the celebration of an accident caused by a driver who doesn't have insurance and features hit-and-run mishaps wherever it’s extremely hard to recognize the at-fault driver. UM includes Bodily Harm and Property Problems and is required by legislation http://greentornado.com/directory/listingdisplay.aspx?lid=64738